That expertise and experience shows when the worst happens and a claim is filed. At HPSO, we offer a simple, affordable solution to help safeguard your assets, your license and career. $5 million annual aggregate, License Protection ACA quickly identified HPSO as the best choice, able to offer all ACA members a superior product, and underwritten by an A rated carrier. If your loved ones were to lose you, a cash benefit could make a big difference, when they need it most. CNA is a registered trademark of CNA Financial Corporation. Professional Liability Shared limits decrease your individual coverage and increase your personal financial liability. * Most students are able to secure coverage for as little as $35 per year. Join or Renew Membership Savings ACA and You Divisions Regions & Branches ACA Awards Annual Elections Member Savings Program ACA understands our members work hard to help others thrive. APTA members: Professional Liability: 1-800-982-9491. Email: customer.service@hpsocover.com. Comprehensive professional liability protection, More than 30 years experience, expertise, and Fort Washington, PA 19034, Individuals: 1-800-982-9491 As an HPSO member, you now have access to the premiere real estate benefit in the nation. Renew Now - No login required! Neither Affinity Insurance Services, Inc., HPSO, nor CNA assumes any liability for how this information is applied in practice or for the accuracy of this information. For a complete list of policy features, click here. claims against counselors involve boundary violations and/or allegations of inappropriate sexual or romantic conduct. Does your employer-provided insurance include license coverage? Below are some of the coverage features included in our professional liability policy. New Customer Service jobs added daily. Email: service@hpso.com, Businesses: 1-215-660-0241 Phone: Professional Liability: 1-800-982-9491 (Select Option 1) Personal Insurance: 1-877-215-2311. Fort Washington, PA 19034, Individuals: 1-800-982-9491 This information is not intended to offer legal advice or to establish appropriate or acceptable standards of professional conduct. Malpractice Insurance for Social Workers. Defense costs are provided in addition to your liability limits. Fort Washington, PA 19034, Individuals: 1-800-982-9491 Each claim is evaluated by the insurance company that issued the policy. $25,000 annual aggregate, Medical Payments It also covers HIPAA fines and penalties that you become legally obligated to pay as a result of a covered proceeding. It came highly recommended and I'm glad I followed through! Student ACA members enrolled in a masters level counseling program receive their professional liability insurance coverage compliments of ACA. Professional Liability Insurance for Counselors, 1+ Million Healthcare Professionals Insured, Defending Healthcare Professionals Since 1976, More than 40 Years Experience, Expertise and Dedicated Service, Sponsored by the American Counseling Association, More than 100,000 counselors rely on HPSO. Meeting the needs of physician assistants When it comes to professional liability insurance, Healthcare Providers Service Organization (HPSO) has the knowledge and experience to provide the insurance products and services you need. Your individual professional liability coverage pays defense costs for covered claims, irrespective of whether a favorable result is achieved. While youre preparing for your future, were here to help you secure it. When you purchase your own individual professional liability insurance, if a claim arises, your interests come first. Life insurance is a simple, cost-effective way to better protect your loved ones financial futures after youre gone. Today's astronomical malpractice awards can quickly exceed coverage limits. To speak with an HPSO service associate, please contact us . The HIPAA provision reimburses you up to $25,000 aggregate to notify patients of a breach of confidential personal information in violation of privacy protection laws. COVID-19 (4) Does Malpractice Insurance for Pharmacists Cover COVID Vaccine Administration? With your HPSO account you can. Deposition Representation - up to $10,000 annual aggregate. Fort Washington, PA 19034, Individuals: 1-800-982-9491 Part-time insureds, retirees, and those on a leave of absence or sabbatical receive a 50% discount. ACA recommends contacting HPSO for professional liability insurance coverage at www.hpso.com. In addition to being named in a malpractice lawsuit, one of the most serious risks that healthcare professionals face is the suspension or withdrawal of their license - without . Coverage is governed only by the terms and conditions of the relevant policy. The average in the US is currently over $1,600 per transaction side. I am applying for my immunization license and needed my own insurance. Healthcare Providers Service Organization (HPSO) 1100 Virginia Drive, Suite 250. Customer Service Jobs in Gunzenhausen, Bavaria, Germany, Mitarbeiter/in Unternehmensentwicklung (m/w/d), Sachbearbeiter (m/w/d) Customer Relations, Junior E-Commerce Sales & Service Manager (m/w/d) im Team E-Commerce B2C, Modeberater/-in "Tally Weijl" (m/w/d) in Teil- & Vollzeit, Modeberater/-in (m/w/d) in Teil- & Vollzeit, Modeberater/-in "der Stall" (m/w/d) in Teil- & Vollzeit, Team Lead Added Services - Operations (m/f/d), Mitarbeiter Customer Service & Produktionsplanung (m/w/d), Vertriebscoach (m/w/d) fr Investmentfonds. The relationship between ACA and HPSO began with an insurance crisis facing many ACA members. Our online risk management CE modules provide you with access to a wealth of information that can help you manage your practice risks and lessen your exposure to facing a professional liability or license protection claim. Fort Washington, PA 19034, Individuals: 1-800-982-9491 3 Not available in Texas. Some of these activities could include. PHOENIX Group. HPSO is a division of Affinity Insurance Services, Inc., a subsidiary of Aon Corporation. $25,000 annual aggregate, Assault includes Workplace Violence Counseling* Group Accidental Death & Dismemberment is an insurance policy that can cover death by accidental means and dismemberment which includes loss of certain body parts. This information is provided for general informational purposes only and is not intended to provide individualized guidance. Please try using different filters. Call 855-835-2160 to speak with a knowledgeable, licensed insurance representative. That means you could be financially liable for contract work performed after hours, Good Samaritan assistance, volunteer activities or even casual advice to a friend or neighbor. $10,000 per incident; Employers rarely provide license coverage, and in fact, are often the source of the complaint. This includes the cost of investigating claims. Healthcare Providers Service Organization, 1100 Virginia Drive, Suite 250 HPSO policies put your interests first and provide additional policy benefits to help protect your career against allegations of malpractice. For a complete list of policy features, Assault includes Workplace Violence Counseling*, $25,000 per person; $100,000 annual aggregate, "Having access to a person via the phone is a great service, that HPSO offers Major decisions such as this to protect us professionally are not taken lightly and the human experience is appreciated and makes the entire process easier. Discounted Auto and Home Insurance for HPSO customers. Rates as low as $137 per year Get a quote in as little as 5 minutes Sponsored by the American Counseling Association More than 100,000 counselors rely on HPSO FAQ's Easy breezy So far it has been very easy to use and work with HPSO. As a healthcare professional, do you ever use your skills and knowledge in settings that do not involve direct patient care? Click here for a flyer showing why and how to apply. Your policy through HPSO covers you 24 hours a day, 365 days a year. Find out the facts before you need the coverage. Many Laurel Road borrowers have saved thousands over the life of their loans through refinancing. ACA is now providing *eligible ACA student members with professional liability ("malpractice") insurance. When am I covered? For a complete list of policy features. Assuming you're fully covered could be costly. Tongaat Hulett. 75,000 counselors HPSO is the largest provider of malpractice insurance in the country. Today's top 116 Education jobs in Gunzenhausen, Bavaria, Germany. Save $1,290when you buy orrefiyourmortgage with Guaranteed Rate* Safe. If you don't get clear, straightforward answers to these all-important questions, it's time you had your own individual policy. Your policy includes coverage for telehealth services subject to scope of practice limitations and all applicable state and/or federal laws, regulations, and guidelines. The Bidvest Group. Healthcare Providers Service Organization, 1100 Virginia Drive, Suite 250 The American Counseling Association (ACA) partnered with HPSO in 2003 to provide broad, affordable malpractice insurance coverage to its members. Provides coverage for amounts up to $1,000,000 each claim / $3,000,000 annual aggregate that you become legally obligated to pay as a result of a professional liability claim arising out of a covered medical incident. You may also contact HPSO directly by phone by calling 1-800-982-9491. That's why we also offer personal insurance coverage. At HPSO, we offer a simple, affordable solution to help safeguard your assets, your license and career. ". ACA Endorsed Coverage For more than 12 years the ACA has endorsed the malpractice coverage offered through HPSO. Learn more. Your individual professional liability coverage pays defense costs for covered claims, irrespective of whether a favorable result is achieved. Accidents happen. Policy at a glance* When you purchase your own individual professional liability insurance, if a claim arises, your interests come first. Even worse, in some states you could be found liable for the financial responsibility of others. Does your employer-provided insurance include license coverage. ACA immediately began searching the market for a financially sound carrier to enroll displaced ACA policyholders. Safe. You will need to provide your contact information and answer a few questions about your professional status and claims history. All rights reserved. ***. Coverage terminates when the student graduates from their Master's degree program, or their ACA At Healthcare Providers Service Organization (HPSO), we offer a simple, affordable solution to help cover your assets, license and career. Coverage is available to ACA student members solely while performing counseling services related to their master's degree counseling curriculum. For a complete list of policy features, click here. HPSO Physical Therapy Spotlight Home Care in the Time of the Novel Coronavirus (COVID-19) If you're covered by an employer's policy, your liability limits may be shared by other defendants. Self-employed social workers pay a rate commensurate with their exposure. ", "Having access to a person via the phone is a great servicethat HPSO offers Major decisions such as this to protect us professionally are not taken lightly and the human experience is appreciated and makes the entire process easier.". "I have been a practicing pharmacist for 35 years, but was always under an employers insurance. Email: customer.service@hpsocover.com. Long-term care coverage helps assure you of continued independence as you age without depleting the personal assets you've worked hard to acquire. Help protect your retirement dreams. Mortgage safely with Guaranteed Rates Platinum Mortgage Program. Healthcare Providers Service Organization, 1100 Virginia Drive, Suite 250 Log into your account to: View your policy details Make a payment Request proof of insurance Change your address, phone number, or email Report an incident Change your username/password Update your employer's name, practice setting, or specialty Change your billing preferences (individual practitioner only) Helpful resources for you FAQs This is the average cost to defend against a malpractice lawsuit if you win. Secure. More and more often, healthcare providers are participating in educational and consulting activities in addition to - or instead of - direct patient care. This work requires a keen focus on the boundaries between personal and professional relationships with your clients and has the potential to result in exposure to a malpractice lawsuit or claim. (Fines and penalties not available in New York.). Frequently asked questions about the HPSO insurance program. Damage to Property of Others $10,000 per incident . ** Coverage is available for school-sanctioned and directed activities Upon graduation, your coverage may extend to your professional duties at no additional premium for six months or upon your next renewal, whichever comes first. By creating this job alert, you agree to the LinkedIn User Agreement and Privacy Policy. $25,000 annual aggregate, Defendant Expense Benefit Healthcare Providers Service Organization, 1100 Virginia Drive, Suite 250 Fort Washington, PA 19034. Receive money back on your home sale closing. Readers should consult with a lawyer if they have specific concerns. Employer provided insurance is focused on insuring your employer. 96% of individuals who experienced a claim would recommend us to a family member or friend. * Required If you receive a subpoena for documents or testimony arising out of professional services related to a lawsuit in which you are not named, the HPSO policy includes deposition representation. Today's top 293 Customer Service jobs in Gunzenhausen, Bavaria, Germany. Insurance through HPSO provides you 100% sole coverage with no shared limits, subject to policy limits. Easy, direct to the point Renew Now Am I covered? It is situated on the river Altmhl, 11 km south of Weienburg in Bayern . Email: customer.service@hpsocover.com. If you lose, the average cost of a settlement payment is $129,900 for a total of $176,800. . / 48.93472N 10.97444E / 48.93472; 10.97444. Coverage is available within this policy for malpractice lawsuits, license protection, deposition representation, subpoena requests and more. If a complaint is submitted against you to an applicable licensing agency, you could face the challenge of defending your practice and license. The quote given was accurate and the details of coverage were clear. This coverage includes the cost of investigating claims. Rates may vary by state. Your coverage can become effective upon approval of your completed application and receipt of payment. Below are some of the coverage features included in our professional liability policy. Great coverage begins with a custom quote that fits your needs. 4. Healthcare Providers Service Organization, or HPSO, provides professional liability insurance for mental health professionals. We couldn't find any resources with the filters you selected. HPSO offers a variety of personal insurance options to help protect you and your family from financial hardship, all at economical rates exclusively for healthcare providers. That expertise and experience shows when the worst happens and a claim is filed. One of TRAs clients was the ACA, with over 20,000 TRA policyholders. CHRISTUS Health. Only $25 for student members! HPSO - Healthcare Providers Service Organization Manage your insurance policies online. Whether you have a second job, change jobs or move, our coverage stays with you wherever you go, in the United States, including its territories and possessions, and Canada.*. In July of 2003, The Reciprocal Alliance (TRA) became insolvent. If you believe that you have a claim related to the delivery of professional services and a patient being diagnosed with or infected by COVID-19, please contact us. HPSO has been a proud partner of the American Counseling Association for many years. $10,000 annual aggregate, Deposition Representation Get notified about new Customer Service jobs in Gunzenhausen, Bavaria, Germany. HPSO. Our carrier, CNA, has won 90% of cases that go to trial. Lets get started. Below are some of the coverage features included in our professional liability policy. Even students may be vulnerable to the risks of a malpractice lawsuit. Email: customer.service@hpsocover.com. Or, use our tips and checklists to help make sure you have the information you need to gain insights into the risks and exposures in your professional work, and help you learn some techniques to mitigate them. Leverage your professional network, and get hired. HPSO offers professional liability insurance policies that help provide the coverage you need to set yourself up for success. When you purchase your own individual professional liability insurance, if a claim arises, your interests come first. {{ page.TeaserTitle }} ({{ page.Children.length }}). Coverage is available to ACA student members solely while performing counseling services related to their Master's degree counseling curriculum. It's not just insurance, it's an investment. Having access to a person via phone is a great service that HPSO offers. $10,000 annual aggregate, Information Privacy New graduates are eligible for 60% off their first year of coverage, 40% the second year of practice, and 20% the third year**. ** The average total cost of a lawsuit is $113,642** (including legal fees and judgment awarded). $1,000 per day; HPSOs mission is to support healthcare providers throughout your lives, not just your careers. You can unsubscribe from these emails at any time. HPSO responded with a web-based solution where members could apply for, purchase and receive a new policy immediately with no gap in coverage. Maintaining a business or teaching tomorrow's counselors requires substantial time and resources. Check out our library of articles, reports, webinars, and downloadable material. Compare this to the cost of a professional liability policy through HPSO which ranges from $100 - $400 pe, The average total cost of a lawsuit is $113,642** (including legal fees and judgmentawarded). HPSO is the largest provider of malpractice insurance in the country. Simply contact our partner,RelocalMove, before you talk to an agent about buying or selling your home. When you purchase your own individual professional liability insurance, if a claim arises, your interests come first. I also got quotes from an insurance broker and from some general insurance companies directly. contacting HPSO for professional liability insurance coverage at www.hpso.com. The American Counseling Associationthe professional home for all counselorsis here to support, guide and advocate for you and your profession for only $105 a year. You practice under a DBA (doing business as). HPSO malpractice insurance policies are available through over 40 endorsing partners and offer healthcare professionals the coverage they need in an easy 3-step process . Our 40+ years of experience is rooted in a legacy of dedication to healthcare providers, HPSO, in partnership with the APTA, offers a variety of personal insurance products to help protect you and your family, Learn More about 50 Plus Senior Life Insurance, Learn More about Long- Term Care Insurance. Most students are able to secure coverage for as little as $35 per year. Email: service@hpso.com, Businesses: 1-215-660-0241 Please be aware that there is no specific exclusion on the professional liability policy through HPSO for communicable diseases like the coronavirus. They also appear to have a partnership with the ACA (American Counseling Association), in that during your student . dedicated service. If your full-time premium exceeds $100 per year, and you work 24 hours per week or less, you would be eligible for this discount. Email: customer.service@hpsocover.com. If you are named in a malpractice lawsuit and your legal costs and settlement or judgment exceeds your employer limits, you may need to make up the difference. Insurance Center Protection Designed for You and Your Family You need more than, Coverage is portable. Our 40+ years of experience is rooted in a legacy of dedication to healthcare providers. Email: customer.service@hpsocover.com. Earn CE Credit & Save: Coverage is available for duties relating to your profession if you are practicing in accordance with state guidelines. *Insurance companies issue insurance policies that specify definitions of key policy terms, triggers for coverage applicability and exclusions to the policy. Personal Insurance coverage is designed specifically to meet the needs of healthcare professionals like you. Click the link in the email we sent to to verify your email address and activate your job alert. Healthcare Providers Service Organization is a registered trade name of Affinity Insurance Services, Inc., a licensed producer in all states (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY , AIS Affinity Insurance Agency. Insurance through HPSO provides you 100% sole coverage with no shared limits, subject to policy limits. All products and services may not be available in all states and may be subject to change without notice. This coverage lets you spare your loved ones the burden of someday facing your own final expenses without help. Our 40+ years of experience is rooted in a legacy of dedication to healthcare providers. **, Coverage is available for school-sanctioned and directed activities. When expanded it provides a list of search options that will switch the search inputs to match the current selection. With coverage through HPSO, you are covered individually for up to $1 million each claim and up to $3 million aggregate. The HIPAA provision reimburses you up to $25,000 aggregate to notify patients of a breach of confidential personal information in violation of privacy protection laws. It came highly recommended and I'm glad I followed through! Your coverage through HPSO will pay for attorneys fees charged by an attorney designated by the insurer to prepare you for a deposition. With HPSO, you can rest assured knowing that our quick and convenient malpractice coverage is backed by a decade's long history of trust, transparency, and expertise. Leverage your professional network, and get hired. HPSO has been a proud partner of the American Counseling Association for many years. In July of 2003, The Reciprocal Alliance (TRA) became insolvent. That's right; your ACA Student membership now includes liability insurance when you are *enrolled and engaged in a master's degree counseling curriculum at a post secondary institution.Coverage is available to ACA student members solely while performing counseling services (e.g . Let HPSO take care of you while you take care of your clients. You will also need a credit or debit card to purchase your policy. Your coverage through HPSO will pay for attorneys fees charged by an attorney designated by the insurer to prepare you for a deposition. Counselors need coverage that puts their interests first. Learn More about 50 Plus Senior Life Insurance. With coverage through HPSO, you will be reimbursed for your defense of disciplinary charges and other covered expenses arising out of a covered incident. 96% of individuals who experienced a claim would recommend us to a family member or friend. Our carrier, CNA, has won 90% of cases that go to trial. More than 410000 companies reportedly use Hetzner products in their tech and software stacks. Major decisions such as this to protect us professionally are not taken lightly and the human experience is appreciated and makes the entire process easier. Since 1984, CNA has been providing Professional Liability insurance for allied healthcare professionals exclusively with our managing general underwriter (MGU) partner Aon Affinity Insurance Services (Affinity). Email: service@hpso.com, Businesses: 1-215-660-0241 Provide professional services at a business you own: Own a business or are incorporated (including LLC and S-Corp) or haveemployees; or. This was as easy as it could be, and even my insurance agent said to just do it on line, there was no way he could beat the price.". $25,000 per person; $100,000 annual aggregate. When the home is closed, you will receive a 20% rebate of their earned real estate commission after closing. Meeting the insurance needs of healthcare professionals for more than 40 years. Student Member Benefits LIABILITY INSURANCE: In partnership with HPSO, ACA provides complimentary liability insurance to cover you while in practicum. Sign in to create your job alert for Customer Service jobs in Gunzenhausen, Bavaria, Germany. Please be aware that there is no specific exclusion on the professional liability policy through HPSO for communicable diseases like the coronavirus. Below are some of the coverage features included in our professional liability policy. Certain CNA Financial Corporation subsidiaries use the CNA trademark in connection with insurance underwriting and claims activities. The relationship between ACA and HPSO began with an insurance crisis facing many ACA members. Email: service@hpso.com, Businesses: 1-215-660-0241 Oslo, Norway - March 16, 2023 - Smartoptics, a leading provider of optical networking solutions, today announced that Hetzner Online, a leading data center operator based in Germany, has chosen Smartoptics to upgrade its core network to 400G. HPSO was founded to provide malpractice insurance to healthcare professionals. 1 Frederic G. Reamer, Malpractice Claims against Social Workers: First Facts, Social Work, Volume 40, Issue 5, September 1995, Pages 595601 2 Rate is for a full-time employed social worker. Easy, direct to the point HPSO policies, backed by over 40 associations, offer coverage you can count on. For more than 12 years the ACA has endorsed the malpractice coverage offered through HPSO. RM will connect you with a professionally certified agent in your area. This publication is intended to inform Affinity Insurance Services, Inc., customers of potential liability in their practice. Check out our library of articles, reports, webinars, and downloadable material. Assault - includes Workplace Violence Counseling* $25,000 annual aggregate 3. $1 million each claim; Defendant Expense Benefit - up to $1,000 per day, up to $25,000 annual aggregate. Simple. Aon Corporation (NYSE: AOC) is the leading global provider of risk management services, insurance and reinsurance brokerage, human capital and management consulting, and specialty insurance underwriting. Learn more about how HPSO can help secure your future. Overview News & Insights CEO Add CEO Approval Rating - -/100 Add Founded Year Washington Pennsylvania Delaware Valley Private Independent Company Add Industry Add Sector http://hpso.com/ Est. Stand-alone insurance policy rates constitute the lower end of that $400 - $3,000 range, and the higher end corresponds to getting a malpractice policy through a counseling liability planinsurance with other policies such as general liability, cyber liability, or workers' compensation. Upon graduation, your coverage may extend to your professional duties at no additional premium for six months or upon your next renewal, whichever comes first. Group Disability Income Insurance is designed to help replace your income if youre unable to work due to a covered disabling injury or illness. HPSO has been endorsed by the American Counseling Association since 2003. At HPSO, we offer a simple, affordable solution to help safeguard your assets, your license and career. Click hereto check out how HPSO can help you get preventive and restorative dental services plus a choice of dentists, all at lower costs. The short application process and affordable rate made the process easier and less intimidating. HPSO & CNA are committed to providing the healthcare community with risk education. Let HPSO take care of you while you take care of your clients. You pay a monthly premium and, in return, know that your family would receive financial help if something were to happen to you. Email: service@hpso.com, Businesses: 1-215-660-0241 Frequently asked questions about the HPSO insurance program. The Smartoptics open line system solution is cost-efficient and easy to use. Pay your bill and/or Manage your AutoPay Enrollment if eligible Policy Number: * Enter the numbers between dashes. Let Healthcare Providers Service Organization take care of you while you take care of your clients. Or, call us at 1-800-982-9491 from 8:00 AM to 6:00 PM ET, Healthcare Providers Service Organization, 1100 Virginia Drive, Suite 250 Example- if policy number is N-12345678-0, enter only 12345678 Billing Zip Code: * The zip code must match the zip code we have on file for you. This button displays the currently selected search type. Help protect your family from economic hardship if you are seriously injured or die as a result of a covered accident. Contact Us 1-800-982-9491 . HPSO offers flexible disability insurance options to fit your lifestyle and budget. / 48.93472N 10.97444E / 48.93472; 10.97444. So far it has been very easy to use and work with HPSO. One of TRA's clients was the ACA, with over 20,000 TRA policyholders. HPSO is the largest provider of malpractice insurance in the country and is endorsed by more than 60 national and state associations.

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